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Popular Rate Scenarios

Quick-start your search with these common loan scenarios

Homeseed Scenario Pricing

Compare Live Scenarios

Review six curated pricing paths we monitor hourly. Each card reflects consistent assumptions so you can edit and re-run them instantly.

These illustrative numbers update hourly once automation is connected. Click any card to rerun live pricing with the same assumptions.

Purchase • Conventional

Starter Home – 5% Down

Primary residence purchase with 5% down payment and very good credit.

primarypurchase

Rate

6.125%

APR 6.237%

Est. P&I

$3,281

Points No Points

Purchase Price
$650,000
Loan Amount
$617,500
Down Payment
$32,500 (5.0% down)
  • Borrower: 740-799 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 30 days

Purchase • Conventional

Move-Up Buyer – 20% Down

Established homeowner purchasing with strong down payment and excellent credit.

primarypurchase

Rate

5.875%

APR 5.992%

Est. P&I

$3,194

Points 0.875 Points

Purchase Price
$950,000
Loan Amount
$760,000
Down Payment
$190,000 (20.0% down)
  • Borrower: 780-799 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 45 days

Purchase • FHA

FHA Primary – 3.5% Down

FHA financing with minimal down payment and mid-tier credit profile.

primarygovernment

Rate

6.375%

APR 6.302%

Est. P&I

$3,369

Points 0.375 Points Credit

Purchase Price
$525,000
Loan Amount
$506,625
Down Payment
$18,375 (3.5% down)
  • Borrower: 680-699 FICO profile
  • Location: Pierce, WA
  • Occupancy: Primary

Includes lender credit $2,500 toward closing costs

Updated less than a minute agoLock 30 days

Purchase • VA

VA Zero Down

VA purchase with full entitlement and zero down payment.

primarygovernment

Rate

5.990%

APR 6.511%

Est. P&I

$3,234

Points 0.35 Points

Purchase Price
$650,000
Loan Amount
$650,000
Down Payment
$0 (0.0% down)
  • Borrower: 720-739 FICO profile
  • Location: Snohomish, WA
  • Occupancy: Primary
Updated less than a minute agoLock 30 days

Purchase • Jumbo

Jumbo Purchase – 20% Down

High-balance jumbo purchase in Washington with strong reserves.

jumbopurchase

Rate

5.875%

APR 5.982%

Est. P&I

$3,194

Points No Points

Purchase Price
$1,500,000
Loan Amount
$1,200,000
Down Payment
$300,000 (20.0% down)
  • Borrower: 760-779 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 45 days

Rate & Term Refi • Conventional

Rate & Term Refinance

Conventional refinance with moderate equity and strong credit.

refinance

Rate

6.250%

APR 6.318%

Est. P&I

$3,325

Points 0.25 Points

Purchase Price
$650,000
Loan Amount
$520,000
Down Payment
$130,000 (20.0% down)
  • Borrower: 760-779 FICO profile
  • Location: Clark, WA
  • Occupancy: Primary
Updated less than a minute agoLock 60 days

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Quick Scenarios

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$680,000
80.0% LTV

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Frequently Asked Questions

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