Find your loan program

The most popular loan type in America. Conventional loans offer competitive rates, flexible terms, and the ability to cancel PMI—making them ideal for borrowers with solid credit and stable income.

FHA loans are government-insured mortgages designed to help first-time buyers and those with less-than-perfect credit achieve homeownership with down payments as low as 3.5%.

VA loans are the most powerful mortgage benefit available to those who've served. With zero down payment, no PMI ever, competitive rates, and flexible qualification, VA loans help veterans achieve homeownership with significant savings.

Jumbo loans finance homes that exceed conforming loan limits, typically requiring stronger credit, higher down payments, and more reserves—but offering financing for luxury and high-value properties.

Bank statement loans help self-employed borrowers qualify using 12-24 months of actual bank deposits instead of tax returns—ideal for business owners whose deductions make their taxable income appear lower than their actual cash flow.

DSCR (Debt Service Coverage Ratio) loans qualify you based on the rental property's income rather than your personal income. If the rent covers the mortgage payment, you can likely qualify—making it easier to scale your investment portfolio.

USDA loans offer 100% financing with no down payment for homes in eligible rural and suburban areas. With lower mortgage insurance than FHA and competitive rates, USDA is one of the best deals available for eligible buyers.

Down Payment Assistance programs provide grants, forgivable loans, or low-interest seconds to help cover your down payment and closing costs. Hundreds of programs exist nationwide—we'll help you find the right one for your situation.

Reverse mortgages let homeowners 62+ convert home equity to cash without monthly mortgage payments. Receive funds as a lump sum, line of credit, or monthly payments—and continue living in your home. The loan is repaid when you move, sell, or pass away.

Interest-only mortgages let you pay just the interest for 5-10 years, resulting in lower initial payments. After the IO period, payments increase to include principal. Ideal for strategic borrowers who understand the trade-offs.