Find Your Perfect Loan Program

Low‑cost fixed or ARM financing with cancellable PMI and as little as 3% down for qualified borrowers.

Government‑backed financing with flexible credit guidelines and just 3.5% down on primary residences.

0% down, no monthly PMI, and competitive terms for eligible Veterans and Service Members.

High‑balance financing with custom underwriting and competitive pricing beyond conforming limits.

Qualify using 12–24 months of personal or business bank statements instead of tax returns. Designed for self‑employed borrowers.

Investment financing qualified primarily on property cash flow (DSCR), not personal income.

Government‑backed, 100% financing for eligible rural and some suburban areas.

Combine grants/credits with FHA/Conventional to reduce or eliminate upfront down payment.

Homeowners 62+ can convert equity to cash via lump sum, line of credit, or monthly payments.

Pay interest only for 5–10 years, then principal + interest. Lower initial payments with tradeoffs.