Terms of Service

Acceptance of Terms

By accessing or using this website (the "Site"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the Site.

Who We Are

Homeseed Lending Team provides mortgage brokerage services and educational content in partnership with Barrett Financial Group, L.L.C. (NMLS #181106). We are a broker — not a direct lender — and work with a wide network of lenders to present options.

No Commitment to Lend

Content and tools on the Site are for informational purposes only and are not a commitment to lend or extend credit. All programs, rates, and terms are subject to credit approval, underwriter review, and change without notice. Your eligibility depends on your individual financial profile and lender criteria.

Rates and Calculators

Any rates shown or referenced are illustrative and may include national averages for educational context. Calculator outputs are estimates only and are not quotes. Contact us for a personalized loan estimate.

User Responsibilities

• Provide accurate information when using forms or applying for credit.
• Use the Site only for lawful purposes and do not attempt to disrupt or gain unauthorized access.
• Respect intellectual property rights and do not reproduce Site content without permission.

E‑Sign and Electronic Communications

By using our online application or document tools, you consent to receive disclosures electronically and to sign electronically where applicable. See our E‑Sign Consent for details.

SMS/Text Messaging

If you opt in to receive text messages, you agree to our SMS Terms. Message and data rates may apply. Reply STOP to opt out.

Third‑Party Links

The Site may link to third‑party sites. We are not responsible for their content or practices. Accessing third‑party sites is at your own risk and subject to their terms.

Disclaimer of Warranties

THE SITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR USE, EVEN IF ADVISED OF THE POSSIBILITY.

Indemnification

You agree to indemnify and hold harmless Homeseed Lending Team, its parent, affiliates, officers, employees, and agents from any claims arising out of or related to your use of the Site or violation of these Terms.

Changes to the Terms

We may update these Terms from time to time. Continued use of the Site constitutes acceptance of any changes.

Governing Law

These Terms are governed by the laws of the state of Arizona, without regard to conflict of law principles, unless superseded by applicable federal law.

Contact

Questions about these Terms? Contact us at homeseed@barrettfinancial.com or (425) 455-4663.