Let's Start Your Journey

We're available Mon–Fri 9am–5pm; after-hours by request. For urgent matters, leave a message and we'll get back to you as soon as possible.

Homeseed Lending Team is directly licensed in 10 states: AZ, CA, ID, IL, MI, NM, OR, TN, TX, WA. Through our parent company Barrett Financial Group, we can also serve clients in 36 additional states upon request. Check the map to see our full coverage area.

Most pre-approvals are completed within 24-48 hours after we receive all necessary documentation. For purchase transactions, we can often provide same-day pre-approval letters.

No, we don't charge any upfront application or processing fees. You'll only pay standard closing costs at the time of closing, which we'll outline clearly in your Loan Estimate.

Yes! You can start your application online 24/7. Our secure application takes about 5-15 minutes to complete, and you can save your progress and return later if needed.

As a mortgage broker, we work for you—not the banks. We shop 175+ wholesale lenders to find your best rate and terms. Banks can only offer their own products. Our low-overhead model means we pass the savings to you with zero processing fees.