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Popular Rate Scenarios

Quick-start your search with these common loan scenarios

Homeseed Scenario Pricing

Compare Live Scenarios

Review six curated pricing paths we monitor hourly. Each card reflects consistent assumptions so you can edit and re-run them instantly.

These illustrative numbers update hourly once automation is connected. Click any card to rerun live pricing with the same assumptions.

Purchase • Conventional

Starter Home – 5% Down

Primary residence purchase with 5% down payment and very good credit.

primarypurchase

Rate

6.125%

APR 6.237%

Est. P&I

$3,281

Points No Points

Purchase Price
$650,000
Loan Amount
$617,500
Down Payment
$32,500 (5.0% down)
  • Borrower: 740-799 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 30 days
Apply NowEdit & Run Pricing

Purchase • Conventional

Move-Up Buyer – 20% Down

Established homeowner purchasing with strong down payment and excellent credit.

primarypurchase

Rate

5.875%

APR 5.992%

Est. P&I

$3,194

Points 0.875 Points

Purchase Price
$950,000
Loan Amount
$760,000
Down Payment
$190,000 (20.0% down)
  • Borrower: 780-799 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 45 days
Apply NowEdit & Run Pricing

Purchase • FHA

FHA Primary – 3.5% Down

FHA financing with minimal down payment and mid-tier credit profile.

primarygovernment

Rate

6.375%

APR 6.302%

Est. P&I

$3,369

Points 0.375 Points Credit

Purchase Price
$525,000
Loan Amount
$506,625
Down Payment
$18,375 (3.5% down)
  • Borrower: 680-699 FICO profile
  • Location: Pierce, WA
  • Occupancy: Primary

Includes lender credit $2,500 toward closing costs

Updated less than a minute agoLock 30 days
Apply NowEdit & Run Pricing

Purchase • VA

VA Zero Down

VA purchase with full entitlement and zero down payment.

primarygovernment

Rate

5.990%

APR 6.511%

Est. P&I

$3,234

Points 0.35 Points

Purchase Price
$650,000
Loan Amount
$650,000
Down Payment
$0 (0.0% down)
  • Borrower: 720-739 FICO profile
  • Location: Snohomish, WA
  • Occupancy: Primary
Updated less than a minute agoLock 30 days
Apply NowEdit & Run Pricing

Purchase • Jumbo

Jumbo Purchase – 20% Down

High-balance jumbo purchase in Washington with strong reserves.

jumbopurchase

Rate

5.875%

APR 5.982%

Est. P&I

$3,194

Points No Points

Purchase Price
$1,500,000
Loan Amount
$1,200,000
Down Payment
$300,000 (20.0% down)
  • Borrower: 760-779 FICO profile
  • Location: King, WA
  • Occupancy: Primary
Updated less than a minute agoLock 45 days
Apply NowEdit & Run Pricing

Rate & Term Refi • Conventional

Rate & Term Refinance

Conventional refinance with moderate equity and strong credit.

refinance

Rate

6.250%

APR 6.318%

Est. P&I

$3,325

Points 0.25 Points

Purchase Price
$650,000
Loan Amount
$520,000
Down Payment
$130,000 (20.0% down)
  • Borrower: 760-779 FICO profile
  • Location: Clark, WA
  • Occupancy: Primary
Updated less than a minute agoLock 60 days
Apply NowEdit & Run Pricing

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Why Choose a Broker Over a Bank?

Banks offer their rates. We offer everyone's rates.

We Work for You

As brokers, we're on your side - negotiating with lenders to get you the best possible terms.

More Options = Better Rates

Access to 175+ lenders means we can find programs and rates that banks can't offer.

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Zero processing fees and wholesale rates mean you save thousands over the life of your loan.

How Our Live Rates Tool Works

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Step 1: Enter Your Details

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Step 3: Compare & Choose

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Frequently Asked Questions

Are these my actual rates?

These are real rates from our lender network based on the criteria you provide. Final rates depend on a complete application and credit approval.

How often do rates update?

Our rates refresh every 15 minutes throughout the trading day, ensuring you always see current market pricing.

Is my information secure?

Absolutely. We use bank-level encryption and never sell your information. You can even get rates without providing personal details.

What makes you different from other rate sites?

We're actual brokers who can lock these rates for you - not a lead generation site. Plus, we charge zero processing fees.

Do I have to use one of these lenders?

No obligation at all. Use our tool to understand the market, then decide if you'd like our help securing the best rate.

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1,969
Families Helped
Since Aug 2016
$831M+
Mortgages Closed
Since Aug 2016
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Why Choose Us

  • ✓175+ Lenders: More options = better rates
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Important Disclosures

Homeseed Lending Team
Licensed mortgage brokers powered by
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Barrett Financial Group, L.L.C.NMLS #181106View on NMLS Consumer Access Website →
Licensed in
AZ, CA, OR, TX, WA
Barrett Financial Group is licensed in additional states. Licensing available upon request.
View Licensing Details →
Homeseed Lending Team Contact Info

Email: homeseed@barrettfinancial.com

Phone: (425) 455-4663

Fax: (425) 663-7920

Corporate/Branch Contact Info

Address: 2701 East Insight Way, Suite 150, Chandler, AZ 85286

Email: loans@barrettfinancial.com

Phone: (480) 459-4500

Visit Barrett Financial Website →

Information provided is for educational purposes only and is not a commitment to lend. All loans subject to underwriting approval. Rates and terms subject to change. Equal Housing Lender. Equal Housing Opportunity.

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