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"National Average Rates Ease to 6.45%, Should You Lock Now?"
Mortgage rates improved as the 30-year national average slipped to 6.45%. See what inflation, jobs, and oil mean for your next move.
Listen to this article
"National Average Rates Ease to 6.45%, Should You Lock Now?"
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Mortgage rates face new upward pressure from strong data and inflation worries. See what buyers, sellers, and refinancers can do next.

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This Spring 2026 update covers mortgage rate movement, short-term volatility, and practical strategies for buying or refinancing in a balanced housing market.
This blog post is intended for informational purposes only. It does not constitute financial advice, an offer to extend credit, or a commitment to lend. Mortgage rates, program guidelines, and qualification requirements can change at any time and may vary based on credit, income, assets, location, and property type. Always consult with a licensed mortgage broker to review your personal situation and available options.
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